Many of you know that I am an avid fantasy sports player, even if I haven't been in a cash league in better than a year (I am in a baseball league on Facebook, and scheduled for a football league later this month on Yahoo). That being said, there is a certain amount of gambling involved when one enters such a league, often your entry fee (and any transaction fees should your league require them) and figuring out which players to draft and which one's to play on a weekly basis is part of what being a good fantasy general manager is all about. As is paying attention to the free agent wire, for players that went undrafted and are performing above expectations and noticing which players on your roster you can afford to release due to underperformance or worse, injury. Nobody like to see a player they darfted get injured, but it is something that as a fantasy player you have to realize that it can and often does happen. It is an accepted risk when one enters into such a game. Well, maybe that is, as now there is fantasy fooball insurance (www.fantasyfootballinsurance.com) where you can purchase insurance policies based on your drafted players ability or inability to remain healthy.
Exactly where is the sport, or gamesmanship in that? The idea is the brainchild of Intermarket Insurance Agency Inc. which issues policies that cover league entries fees should you lose a guy to injury during the course of a season. As Ray Ratto points out over at Sportsline, now people who have drafted poorly or are inept have an out, they can root for people to get injured simply to recoup their losses. If you can't afford a loss in such an endeavor, I would argue you shouldn't have signed up in the first place. What's next, insurance for people who buy lottery tickets? I nam sure there will be some who disagree with me, and many more that will sign up for such a product, but for my money, IIA Inc. is my Asshat of the Week.
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